A Simple, Transparent Process
No upfront fees. Free consultation. Pay only when we file your case. Full refund if we don't win.
Free Consultation (15 min call)
We understand your credit goals, explain what's fixable vs. not, and answer your questions. No commitment, no card required.
Credit Report Audit (free)
You provide PAN/SSN + consent. We coordinate the OTP to pull your bureau report. Receive a detailed audit within 48 hours identifying errors, outdated items, duplicates, and unverifiable negatives.
Dispute Strategy
We recommend which items to file corrections for. Transparent per-trade pricing (₹2,000–₹10,000). You approve before we file anything. No surprises.
Filing & Follow-up
Disputes filed with relevant bureaus and creditors. We track responses (30–45 day cycles). Escalations and re-disputes as needed. You see everything in your portal.
Credit Building
Free Credit Score Building Guide (PDF). Ongoing coaching on utilization, credit mix, and payment history. Track your progress in the client portal.
Start Step 5 Today — Free Credit Score Building Guide
You don't have to wait for a case to resolve to start building. Enter your email and we'll send the PDF — the five levers that move a score, plus a 90-day action plan.
No spam. Unsubscribe anytime.
Our Guarantee: No Win, No Fee
If we file a dispute and it doesn't resolve in your favor, you get a full refund for that trade's fee. We only get paid when you get results.
What We Can & Cannot Do
✓ We Can Dispute
- • Reporting errors & inaccuracies
- • Duplicate accounts
- • Unverifiable items
- • Obsolete items (over 7 years)
- • Identity theft / fraud entries
- • Wrong personal info mappings
- • Incorrect PAN/SSN linkages
✗ We Cannot Remove
- • Accurate negatives still in reporting window
- • Legitimate unpaid debts (without settlement)
- • Hard enquiries you authorized
- • Bankruptcies within legal reporting period
We're honest about what's possible. Anyone who promises to remove accurate, verifiable information is not being truthful.